“I would highly recommend this company! My insurance company was trying to pay out way less less than my car was worth. Best money I ever spent getting an independent appraisal!”
Total Loss & Diminished Value Independent Appraisals
Car Accident or Damaged Car?
Verify & Counter your Insurance offer Today!
We are the experts, taking the time to look through all the facts and details to create a proper valuation of your car or truck. It is important to ensure you are receiving the right value for your Total Loss (ACV) or Diminished Value Claim.
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Recent Success
“Michael worked quickly and professionally while completing an independent appraisal for my totaled vehicle. He was communicative throughout the auto claim process and reached a swift settlement agreement with my insurance carrier. 10 out of 10 recommend.”
“I had my car appraisal done by Michael at BROWN & Co. MOTORCARS, and I couldn’t be more satisfied. He’s a really good guy and handled everything very well from start to finish. Professional, straightforward, and easy to work with. Highly recommend Michael if you need an appraisal or anything car-related.”
Our Appraisal Process
A clear path that ends with a stronger, evidence-backed number.
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1
Submit Info
Send us your report or offer from the insurance company.
This will either be a CCC One Report or Mitchell Report, often named “Valuation”. -
2
We Build Your Appraisal
Digital report built from real-world comps and dealer-only data, accepted by all insurers.
We document options, recent service, and history to ensure accuracy (≈48-hour turnaround). -
3
Send & Counter
We send you a digital report to forward to your insurance contact handling the claim.
They typically respond within 7 business days or less. -
4
Support
Reports are compared and help you determine a fair valuation for your diminished value or total loss claim.
The Trusted Experts
We are trusted by law firms and body shops to help their clients.
Accepted by State Farm, GEICO, Progressive, Allstate, USAA, Liberty Mutual, Nationwide, Farmers, and others.
Accident victims, vehicle owners, attorneys, and body shop clients.
Jacksonville, Orlando, Tampa, Miami, Fort Lauderdale, West Palm, Daytona, Tallahassee, Pensacola—and remote service across the U.S.
Most reports in about 48 hours with real-world comps and verified condition.
Let Us Help You Today
You don’t pay until we deliver your completed report.
Many clients receive thousands more than the original insurance offer.
A letter from the Owner
I am looking forward to hearing from you and helping you receive a fair payout for your diminished value claim or total loss. As an automobile expert, my background consists of being a licensed FL dealer, certified automobile appraiser, and being trusted by law firms and body shops to help their clients. I have developed methods to build strong data backed reports that have led to countless Floridians receiving thousands more from their insurance claims. I only work for the people, never the insurance company. There is immense care and focus that goes into each client, ensuring you are informed and supported through the whole process.
Thank you – Michael Brown
Ready to get started?
Verify & Counter your Insurance offer Today!
Frequently Asked Questions
What is a total loss appraisal and when do I need one?
What is diminished value after a car accident?
What is a CCC One or Mitchell reports?
Can I challenge a low total loss offer from my insurer?
What documents do you need to start my appraisal?
How fast can I get an appraisal report?
Are your appraisals USPAP-compliant and accepted by insurers?
How much does an appraisal cost and when do I pay?
Do you cover all of Florida, and do you serve clients nationwide?
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Florida Total Loss & Diminished Value Appraisals — Accidents & Damage
If your vehicle was totaled or repaired after a crash, flood, hail, or theft and not happy with your offer or received no diminished value? Brown & Co. Motorcars provides USPAP-compliant total loss appraisals and diminished value reports that carriers recognize. Typical turnaround: 24–48 hours. Built from real-world comps, condition, and dealer-only data.
Florida Coverage — All Counties & Metros
Same-day intake • Insurer-accepted methodology • Attorney & body shop friendly
- Miami total loss appraisal
- Fort Lauderdale diminished value
- West Palm Beach appraisal
- Boca Raton insurance valuation
- Homestead / Hialeah car value reports
- Orlando total loss appraisal
- Tampa diminished value appraisal
- St. Petersburg accident appraisal
- Clearwater DV report
- Lakeland / Plant City appraisals
- Jacksonville total loss appraisal
- St. Augustine appraisal experts
- Amelia Island valuation
- Gainesville accident appraisal
- Tallahassee insurance dispute help
- Naples / Fort Myers total loss
- Sarasota / Bradenton valuation
- Daytona Beach diminished value
- Port St. Lucie / Vero Beach appraisal
- Melbourne / Palm Bay vehicle appraisal
Also serving: Ocala, The Villages, Sanford, Kissimmee, Winter Park, Altamonte Springs, Palm Coast, New Smyrna Beach, Ponte Vedra, Fernandina Beach, Delray Beach, Pompano Beach, Coral Gables, Pembroke Pines, Cape Coral, Bonita Springs, Panama City, Pensacola, Destin.
Nearby Southeast
- Georgia: Atlanta, Savannah, Augusta, Macon, Brunswick, Pooler
- South Carolina: Charleston, Columbia, Greenville, Hilton Head, Bluffton, Beaufort
- Alabama: Mobile, Dothan, Phenix City
Nationwide Appraisals
Remote intake & digital delivery recognized by major carriers.
- Texas (Dallas, Houston, Austin, San Antonio)
- California (Los Angeles, San Diego, Bay Area)
- New York / New Jersey (NYC metro)
- Midwest & Mountain West (Chicago, Denver, Phoenix)
Florida Total Loss & Diminished Value Hubs
Select your city to view our local total loss and diminished value appraisal page.
Disclaimer
Brown & Co. Motorcars provides independent automobile appraisal and valuation services in an expert capacity only. We are not attorneys, public adjusters, or insurance company representatives. Nothing on this website or in our communications should be interpreted as legal advice, insurance adjusting, or a guarantee of any claim outcome. Any decisions about your legal rights, insurance claim, or settlement strategy should be made in consultation with a licensed attorney of your choice.

