Our agreed value insurance appraisals are designed for vehicles where book values and automated guides don’t tell the full story. That includes classic cars, collector cars, exotics, customs, restomods, and specialty trucks & SUVs across Florida, Georgia, Tennessee, and Alabama, with select clients served on a nationwide remote appraisal basis.

We document condition, options, restoration quality, upgrades, and market comps so your insurance company has a clear, defensible number to write into your policy. The goal is simple: if there is a covered loss, your agreed value appraisal supports the payout you expect, not a depreciated estimate.

• Ideal for collector, classic, exotic, custom, and modified vehicles.
• Accepted by many specialty and mainstream insurance carriers.
• Used for policy underwriting, renewals, coverage changes, and garage policies.
• Available to owners in FL, GA, TN, AL with select remote / national options.

Ready to protect your car with an agreed value policy? This service funnels into a dedicated Agreed Value / Collector Car Appraisal page where we can go deeper into your vehicle and carrier requirements.

When your vehicle is declared a total loss, the insurance company will usually rely on an automated valuation system or a vendor like CCC ONE or Mitchell to calculate ACV. If that number seems low, we step in as your independent total loss appraiser.

Brown & Co. Motorcars reviews the carrier’s valuation report, verifies options, mileage, and condition, and builds a USPAP-compliant total loss appraisal using real-world comparable sales. We routinely assist drivers and attorneys with total loss valuation disputes in:

• Florida – including Jacksonville, Orlando, Tampa Bay, South Florida, and the Panhandle.
• Georgia – including Atlanta, Columbus, Augusta, Macon, and surrounding markets.
• Tennessee – including Nashville, Knoxville, Chattanooga, and Clarksville.
• Alabama – including Birmingham, Montgomery, Mobile, Huntsville, and coastal areas.

While our focus is the Southeast, we also provide remote total loss car appraisals on select vehicles nationwide where market data supports a strong case.

This section funnels into a dedicated Total Loss / ACV Appraisals page where we can outline your state’s process, appraisal clause language, and the documents we need to get started.

Even after quality repairs, vehicles with an accident on CARFAX, AutoCheck, or insurance history often sell for less. A diminished value appraisal measures that loss so you can pursue a claim against the at-fault party or their insurer, subject to your state’s rules and limitations.

Our diminished value reports are tailored for:

• Florida diminished value claims – third-party claims and post-repair valuation disputes.
• Georgia diminished value claims – a well-known diminished value state where many drivers are underpaid.
• Tennessee diminished value claims – including Nashville, Knoxville, Chattanooga, and more.
• Alabama diminished value claims – with attention to claim deadlines and documentation.

We analyze clean history trade/wholesale benchmarks, real-world offers, and comparable sales to estimate how much less your specific vehicle is worth because of the reported damage. These reports are drafted to be understood by adjusters, attorneys, and, when necessary, a trier of fact.

This section leads into a focused Diminished Value Appraisals page for each state, where we can go deeper into statutes of limitation, claim types, and the documentation needed for your particular loss.

Brown & Co. Motorcars has extensive experience with collector cars, classic trucks, muscle cars, European sports cars, vintage 4x4s, and modern specialty builds. When a standard blue book or guide value falls short, our collector car appraisals provide the narrative and data needed to support higher values.

Typical uses for our classic and collector vehicle appraisals include:

• Insurance and agreed value policies (including stated or scheduled vehicles).
• Estate and probate – dividing assets or documenting value for heirs.
• Divorce and legal disputes involving significant automotive assets.
• Bank and collateral value for specialty lending or title loans.
• Private sale and auction preparation to help benchmark a realistic asking price.

We serve Florida, Georgia, Tennessee, and Alabama for most classic and collector vehicles and accept a limited number of nationwide remote collector car appraisal assignments each year where photos, documents, and market data are sufficient.

From this section, visitors can click through to a dedicated Collector & Classic Car Appraisal page with more detail on documentation, photo requirements, and how we handle unique or heavily modified builds.

Before wiring funds or signing paperwork on a vehicle you haven’t seen in person, a pre-purchase inspection (PPI) provides critical peace of mind. Our inspection reports are built for online and out-of-state buyers who need an honest assessment before committing.

A typical pre-purchase inspection from Brown & Co. Motorcars includes:

• Dozens of high-resolution photos covering exterior, interior, engine bay, and underbody (when accessible).
• Paint thickness readings to help identify prior repairs or hidden damage (where panels are measurable).
• A walk-around video and notes on visible cosmetic and cosmetic/mechanical concerns.
• A clear, written condition overview you can share with a seller, dealer, or lender.

While the core of our PPI work originates in Florida and the Southeast, these inspections are a natural starting point for buyers anywhere in the U.S. who are considering vehicles located in our coverage area.

For more detail, this section links to a dedicated Pre-Purchase Inspection page where you can review sample reports, coverage maps, and booking information.
View Pre-Purchase Inspection Details